How can we help you today?
- About First Circle About First Circle
- Creating an Account Creating an Account
- Project Finder Project Finder
- Revolving Credit Line Revolving Credit Line
- Growth Partners Program Growth Partners Program
- Managing Your Account Managing Your Account
- Refer a Business Refer a Business
- Bayanihan Act FAQs Bayanihan Act FAQs
Creating an Account
Eligibility
Requirements
- How do I apply?
- What are the requirements?
- What documents are accepted as future revenue documents?
- Where do I submit my requirements?
- Can I submit my requirements in hard copy?
- What is Summary Alphalist of Witholding Tax (SAWT) and how can I use it in my loan application?
Verification
Document Templates
Revolving Credit Line
Credit Line Renewal
- How many times do I need to renew my Credit Line in a year?
- My Credit Line decreased from the previous year, what can I do to increase my limit?
- I would like to request an increase in my given Credit Line upon renewal, what can I do?
- What are the requirements to renew my Revolving Credit Line?
- My 12 months term with my Revolving Credit Line is over, how can I renew it?
Revolving Credit Line
Interest Rate, Terms, Transaction Fees
Loan Requests and Acceptance
Cheque Issuance & Pick-up
- My business address is not a part of the Serviceable Areas for Cheque Pick Up, what do I need to do?
- What do I write on the cheque?
- What are the accepted cheques?
- How to upload a cheque?
- My cheque is already available for pick-up, what do I need to do?
- Do you have a cut-off for cheque collection?
Fund Disbursement
Repayment
- Can I pay off my financing earlier than the due date?
- How can I reschedule?
- Can I pay off a rescheduled loan earlier than the rescheduled date?
- Can I reschedule on the repayment date?
- What happens when I fail to reschedule?
- How to settle late payments?
Other FAQs
Bayanihan Act FAQs
Bayanihan 1 FAQs
- How does Section 4 (aa) of the Republic Act No. 11469, otherwise known as the Bayanihan toHeal as One Act (the “Bayanihan Act”), affect my loans with First Circle?
- Which loans are qualified for the Payment Extension?
- How does the Payment Extension work at First Circle?
- How do I avail myself of the Payment Extension?
- Are you allowed to charge interest during the Payment Extension?
- Is the Payment Extension interest-free?
Bayanihan 2 FAQs
- How does Section 4 (uu) of the Republic Act No. 11494, otherwise known as the Bayanihan to Recover as One Act (“Bayanihan 2”), affect my loans with First Circle?
- Is my loan qualified for the Grace Period?
- How does the Grace Period work?
- When does the Grace Period start?
- What do I do to use the Grace Period?
- I have more than one loan that satisfies the 1-2-3 requirements for the Grace Period. Which loan gets the Grace Period?