First Circle is an SEC-registered fintech company in the Philippines that provides affordable business loans. We do this through our Business Credit Line, which helps businesses fund expansion, cover cash flow gaps, and extend their working capital.
We have also offer other products, namely the Express Business Loan and the Business Credit Line Plus, and Smart Salary Access
The Express Business Loan is a short-term 1 month loan with no interest and a fixed convenience fee rate of 3% of total loaned amount.
The Business Credit Line Plus is a longer term loan, with terms ranging from 13-24 months up to PHP 20,000,000.00 loanable amount.
Smart Salary Access is First Circle's salary loan product. First Circle would like to support your business and your people by enhancing your employee benefit program.
An official financing partner of DTI and the Quezon City Local Government Unit, First Circle is consistently recognized as one of the best loan providers in the Philippines. We made it to the Inquirer Growth Champions 2023 List and the Financial Times Asia-Pacific High Growth Companies 2023 List.
You can learn more about us and our mission to provide fast, fair, and flexible business loans in the Philippines.