About First Circle

How First Circle Works

• What is First Circle?
• What types of loans are you offering?
• What are the qualifications to get a loan from First Circle?
• How long should a business be existing to be eligible for financing?
• Do you finance retail entities (e.g. sari-sari stores)?

How First Circle Finances Businesses

• How does bullet loan work?
• How does amortized loan work?
• How do I apply?
• Do I need to have a checking account?

Interest Rate, Terms, and Convenience Fee

• What are your interest rates?
• How do you determine the interest rates?
• Is it possible to minimize interest fees?
• What is the term for a loan?
• How much is the convenience fee charged?
• Why is there a convenience fee?

Other FAQs

• Do you offer personal loans?
• What is your operating schedule?
• What is First Circle's current serviceable areas?
• Where is your office located?
• How can we contact you?
• How to contact Customer Support via Live Chat?

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