First Circle currently offers businesses a flexible and accessible Business Credit Line. This is a flexible and immediate access to funds when you need to pay for employees, cover day-to-day business needs, etc. Business owners have the freedom to choose to pay on a bi-weekly, monthly or on a bullet (one-time payment) basis.
We have also added two other products, namely the Express Business Loan and the Business Credit Line Plus
The Express Business Loan is a short-term 1 month loan with no interest and a fixed convenience fee rate of 3% of total loaned amount.
The Business Credit Line Plus is a longer term loan, with terms ranging from 13-24 months up to PHP 20,000,000.00 loanable amount.