Transfer Processing Time
Processing time depends on your transfer amount:
- Up to PHP 50,000: Real-time transfer via Instapay network
More than PHP 50,000: Transferred via PESONet network
- Sent before 3 PM: Received same business day
- Sent after 3 PM: Received next business day
Daily Transfer Limit
- There is no limit to the number of transfers you can make using your First Circle Bank Account
Transfer Fees
- All transfers from your First Circle Bank Account are FREE with no processing fees