Business Credit Line

Business Credit Line Basics

• Business Credit Line Basics

Credit Line Renewal

• Credit Line Renewal

Loan Application & Approval

• Applying for a Loan
• Loan Approval and Request Status
• After Loan Application Approval

Loan Contract & Agreement

• Signing the Loan Contract

Disbursement & Payment Method Setup

• Setting Up Your Disbursement & Repayment
• Bank Account Requirements
• Adding a bank account on your First Circle Account
• Bank Account Activation During Loan Drawdown

Fees, Rates & Terms

• Interest Rates and Loan Terms
• Fees
• Credit Line Limit & Interest Rates

Payments & Overdues

• Payment Posting and Processing
• Keeping Your Account in Good Standing
• Rescheduling
• Special Scenarios/Cases

Rescheduling and Repayment

• Rescheduling Requests
• Early Repayment

Cheques

• Preparing and Submitting Cheques
• Uploading the Checks
• Cheque Delivery and Pick-up Guidelines
• After Submission

Certificates & Requests

• Request for Certificate/Documentation
• Requesting to Withhold Tax