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  1. First Circle
  2. Bayanihan Act FAQs
  3. Bayanihan 1 FAQs

Bayanihan 1 FAQs

  • How does Section 4 (aa) of the Republic Act No. 11469, otherwise known as the Bayanihan toHeal as One Act (the “Bayanihan Act”), affect my loans with First Circle?
  • Which loans are qualified for the Payment Extension?
  • How does the Payment Extension work at First Circle?
  • How do I avail myself of the Payment Extension?
  • Are you allowed to charge interest during the Payment Extension?
  • Is the Payment Extension interest-free?
  • How much interest will I be charged now?
  • Why is First Circle charging some customers some interest during the Payment Extension?
  • Will my loan(s) earn late fees and other charges during the Payment Extension?
  • The ECQ Period was extended twice. What happens if it is extended again?
  • I want to pay my loan(s) now to avoid incurring interest. What should I do?
  • What happens if my Payment Extension expires?
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