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  2. Bayanihan Act FAQs

Bayanihan Act FAQs

Bayanihan 1 FAQs

  • How does Section 4 (aa) of the Republic Act No. 11469, otherwise known as the Bayanihan toHeal as One Act (the “Bayanihan Act”), affect my loans with First Circle?
  • Which loans are qualified for the Payment Extension?
  • How does the Payment Extension work at First Circle?
  • How do I avail myself of the Payment Extension?
  • Are you allowed to charge interest during the Payment Extension?
  • Is the Payment Extension interest-free?
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Bayanihan 2 FAQs

  • How does Section 4 (uu) of the Republic Act No. 11494, otherwise known as the Bayanihan to Recover as One Act (“Bayanihan 2”), affect my loans with First Circle?
  • Is my loan qualified for the Grace Period?
  • How does the Grace Period work?
  • When does the Grace Period start?
  • What do I do to use the Grace Period?
  • I have more than one loan that satisfies the 1-2-3 requirements for the Grace Period. Which loan gets the Grace Period?
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