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Revolving Credit Line
What is a Revolving Credit Line?
How is my total Revolving Credit Line amount determined?
How can I use my Revolving Credit Line?
Can I request for a credit line increase?
Why is my credit line locked?
My 6 months term with my Revolving Credit Line is over, how can I renew it?
Interest Rate, Terms, Transaction Fees
What are your interest rates?
How do you determine the interest rates?
Is it possible to minimize interest fees?
What is the term for a loan?
How much is the transaction fee?
How do I sign my Subscription Fee Contract?
Loan Requests and Acceptance
How can I drawdown funds from my First Circle account?
How do I sign the loan contract?
What should I do after signing my loan agreement?
Can I still change my loan details after I sent out a drawdown request?
Cheque Issuance & Pick-up
What do I write on the cheque?
What are the accepted cheques?
How to upload a cheque?
My cheque is already available for pick-up, what do I need to do?
Do you have a cut-off for cheque collection?
Do I have to pay for a courier fee for the cheque pick up?
How can I receive my funds?
How long would it take to receive my funds?
How to know the status of my disbursement?
What's First Circle's TIN ID?
How can I track my existing loans?
Can I apply for a new loan even if I have existing loans?
Do I need to have a checking account?