We will reach out to you to confirm if you want the Grace Period to apply to one, some or all of your eligible loans. You can also contact us if you want to pay one, some or all of your loans at any time—even during the Grace Period. You can avoid incurring additional interest if you decide to forego the Grace Period and pay as scheduled, or even pay early.
Articles in this section
- How does Section 4 (uu) of the Republic Act No. 11494, otherwise known as the Bayanihan to Recover as One Act (“Bayanihan 2”), affect my loans with First Circle?
- Is my loan qualified for the Grace Period?
- How does the Grace Period work?
- When does the Grace Period start?
- What do I do to use the Grace Period?
- I have more than one loan that satisfies the 1-2-3 requirements for the Grace Period. Which loan gets the Grace Period?
- How do I pay my loans during or after the Grace Period?
- If I wanted to get the Grace Period, should I issue new postdated checks right away?
- Will my loan continue to earn interest during the Grace Period?
- Will my loan earn late fees and other charges during the Grace Period?